What do you understand by request refusal? Define credit refusal.

Request Refusal: A request refusal is written when a business must refuse a request for contributions, use of facilities, preferential treatment, or special discounts.

How to write a letter

(i) Begin with a pleasant or neutral statement that relates to the receiver.

(ii) Give at least one reason for the refusal.

(iii) Imply or state the refusal.

(iv) Offer a helpful solution or suggestion.

(v) End positively without reference to the refusal.

Credit Refusals: A credit refusal for a loan, credit card, extended line of credit, or credit purchase should apply the bad news strategy.

(a) Begin with a pleasant, timely buffer.

(b) Give reasons for the refusal

(c) Imply or state the refusal

(d) Make a counterproposal.

(e) End with attention on the receiver's benefits.